Industry · Private Credit

Automate private credit document processing

Deal screening, underwriting, and monitoring: automated end to end. Deal documents become structured, schema-correct data, classified to your definitions and verified against your rules, every time.

Documents

Built to work across your private credit documents.

From screening through underwriting to ongoing monitoring, Cognaize reads the documents your team already works from, classifies them to your definitions, and verifies them before the data reaches your systems.

Deal documents

Screening and underwriting paperwork.

  • Credit Agreements
  • Amendments

Borrower financials

Audited and unaudited.

  • Audited Financials
  • Unaudited Financials

Portfolio monitoring

Ongoing covenant tracking.

  • Compliance Certificates
  • Borrowing Base Certificates
  • Monitoring Reports
The pain today

Underwriting still runs on manual document review.

Analysts still work through credit agreements, borrower financials, and compliance certificates manually to screen, underwrite, and monitor each deal. Automation was supposed to fix this. But templates break on non-standard deal structures, and generic extraction can't tell a defined term from a covenant threshold. The review lands back on the analyst.

Templates break on deal structures

A rigid extraction template works until a covenant is structured differently or an amendment redefines a term. Then it fails outright, and someone has to rebuild it manually.

Context gets lost

Generic extraction can't tell a defined term from a covenant threshold, or know when a side letter modifies the credit agreement.

Monitoring falls behind

Standard automation clears the straightforward deals and returns the rest for manual rework.

How it fits your workflow

Structured data, delivered where your analysts already work.

Cognaize enhances existing workflows by structuring data where your analysts already work: screening, underwriting, and monitoring arrive already structured, classified, and verified.

See it run on your deals.

Bring a real credit agreement or compliance certificate. We'll screen and underwrite it to your rules, live.

Request a demo